AML Compliance Automation for a National Bank
One of Ukraine’s largest state-owned banks, officially recognized as a systemically important financial institution, needed to modernize its anti–money laundering (AML) compliance system. With more than 25 million transactions processed daily, manual monitoring was no longer sustainable — it was time-consuming, costly, and prone to human error.
Key results:
25 million operations are analyzed daily in real time
Full compliance with EU Directive 2015/849
Industry
FinTech / Banking
Location
Ukraine
Tech Stack
Java, Spring Boot, PostgreSQL, Kafka, Elastic Stack, Microservices Architecture
Challenge
The bank’s legacy compliance systems couldn’t keep up with the scale and complexity of daily transactions. Monitoring millions of operations manually led to delays, inefficiencies, and the risk of missing high-risk activities. The bank needed a modern, automated AML platform capable of detecting suspicious transactions in real time while ensuring full compliance with EU and local regulations.
Solution
The bank partnered with HUSPI to create a real-time AML monitoring system that could automatically detect suspicious activities and ensure compliance with the EU Directive 2015/849 (the 4th Anti-Money Laundering Directive). This regulation sets strict requirements for identifying and reporting suspicious transactions, performing customer due diligence, and maintaining detailed records.
Our solution introduced automated analysis of client data, transactions, and operations at scale, applying advanced algorithms to flag potentially risky patterns for compliance officers to review. The platform was designed for speed, reliability, and transparency, ensuring that compliance workflows stayed efficient even under massive data loads.
Today, the system processes millions of transactions daily, helping the bank maintain compliance with international regulations and safeguard its operations from financial crime risks — all while improving overall productivity and decision-making.
- Implemented transaction monitoring for 25M+ daily operations.
- Integrated customer profiling and risk assessment modules.
- Applied pattern recognition algorithms to flag anomalies and reduce false alerts.
- Created detailed audit trails and reporting dashboards for compliance teams.
- Designed the system to align fully with EU Directive 2015/849 and local AML laws.
Tech Highlights
- Backend: Java + Spring Boot
- Data Layer: PostgreSQL, Elastic Stack
- Processing: Kafka + Microservices architecture for scalability
- Security: Encrypted data storage and GDPR-aligned compliance logging
Business Impact
The new AML platform transformed compliance from a reactive process into a proactive, data-driven system. It empowered compliance officers to make faster, more accurate decisions, reduced manual reviews, and improved the bank’s ability to detect and prevent financial crimes. The solution not only enhanced regulatory compliance but also reinforced trust and transparency across all banking operations.
HUSPI services
AML Automation
Regulatory Compliance
Data Analytics
System Integration
About the Bank
A national financial institution with a vast client base and significant market presence.
- Revenue: ₴10 billion
- Operating income: ₴5.8 billion
- Net income: ₴1.1 billion
- Total assets: ₴73.9 billion
- Total equity: ₴17.4 billion
Recognized as a systemically important bank by the National Bank of Ukraine in 2024, it plays a crucial role in maintaining the stability of the national financial system.
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